Security Notice Bank Islam Malaysia Berhad. Beware of phone scams. There has been an increase in scams targeting Bank Islam customers via automated voice messages or phone calls informing customers of an outstanding amount that do not exist. The latest modus operandi of the scam involves callers impersonating a bank, Bank Negara, police or law enforcement agency officers. They may even inform you that you are involved in criminal activities and instruct you to disclose your banking details such as your ATM, debit card, credit card PIN Personal Identification Number or even ask you to transfer funds to a dedicated account number in order to avoid being prosecuted by the law. To avoid any unauthorised access to your banking accounts, please be mindful to never reveal such information to unknown callers. You are strongly advised to stay vigilant and take the necessary precaution to protect yourself. If you have inadvertently provided your details in the past, please call us immediately at 6. Alternatively, you may also approach our nearest branch for further assistance. How to protect yourself. Be wary of unsolicited callers claiming to be bank or police officers. Bank Islam, Bank Negara Malaysia BNM and Polis Diraja Malaysia PDRM will never require your bank details. Never reveal your personal and bank account details such as ATMdebitcredit cards numbers, PINs, IAC Internet Authorization Code to anyone. Scammers may use Caller ID spoofing technology to mask their actual phone numbers and display a different number. Call us immediately if you detect any suspicious transactions. Adobe Photoshop And Keygen Download Proshow here. Do not be a VICTIM of fraud. Protect yourself. Report to us immediately for any suspicious activity at 0. Here is a sample on how you can identify a fraud website. Sample Fraud Site. Sample Fraud Mail Dear Customer, You are requested to update your Bank Islam account Information to continue with your online banking. Click Here to begin http www. Thank you for using Bank Islam Important Notice Ensure you Request an IAC. CERTIFICATE. This is to certify that the Project work titled Role of the Information Technology in Banking sector has been carried out by Mr. XYZ under the. Access Code IAC is required to complete this update. Failure to provide a IAC will lead to account suspension. Bank Islam Malaysia Please do not reply to this e mail. Mail sent to this address cannot be answered. Private Image and Private Word. Best-Ideas-of-Letter-To-Bank-Manager-For-Wrong-Money-Transfer-For-Format-.jpg' alt='Sample Atm Banking Program Code' title='Sample Atm Banking Program Code' />How to prepare General Awareness Banking Awareness for IBPS CWE POMT exam What are the high priority areas under Banking awareness syllabusDb Onlinebanking gives you the convenience to track all your banking accounts. You can view and download your current past bank account, check the status of a. The Private Word and Image is an additional security measure put in place to assist Bank Islam Internet Banking user to identify valid Bank Islam Internet Banking site. With the new security enhancement, our existing login page will be split into two pages. The first login page is for user to key in User ID and followed by second login page for user to enter the Password. User Private Word and Image will be presented at second login page. Internet Banking user has to maintain the Private Word and Image before user is directed to Bank Islam Internet Banking landing page and continue with the internet banking transactions. How does it assist our user Users to verify that they are accessing valid Bank Islam Internet Banking site as follows 1. A login page without password field. Private Word and Image maintained earlier. This is an authentication page to verify that user is accessing to valid Bank Islam Internet Banking. Fake website will display incorrect Private Word and Image to user. Should the selected Private Word and Image displayed is incorrect or not available, please do not proceed and immediately notify us at 0. The i Access Code IAC authentication code is designed as an additional security feature when you performed specific online banking transactions. To receive the unique 1. IAC via SMS, register your mobile number at any nearest branches. IAC is required when you perform the online banking transactions below Self Reset Password. E Statement Maintenance. Cheque Book Request. Funds Transfer Within Bank Islam to Third Party Account. Funds Transfer to Other Banks via Instant Transfer IBGFunds Transfer to Other Banks via IBFTFavourite Account Maintenance Within Bank Islam to Third Party Account. Favourite Account Maintenance to Other Banks via IBGFavourite Account Maintenance to Other Banks via Instant Transfer IBFTPayments to Open Bill. Jom. Pay. Auto Debit. Bill Presentment. Favourite Bill Payment Maintenance. Favourite Jom. PAY Maintenance. E Sadaqah Wakaf. Prepaid Reload. Dkz Studio Full Version here. Change Address. Change Password. Change Secret Questions and Answers. Private Word and Image Maintenance. Transaction Limit Maintenance. E commerce payment via  FPXE commerce payment via POS Online. Useful tips for Internet Banking Users. Dont act upon spoof email. Transaction is using 1. To confirm you are accessing secured site by checking on SSL Secured 1. Always ensure to use correct URL http www. Always check on the certificate to ensure you are accessing exist website. No downloaded program is needed to access. Automatic timeoutlog off if idle after certain period. Always remember your id password. Dont reveal your id password to anyone. Can be access across any platformbrowser best viewed with IE 8. Advised to clear cache after each session. If Internet Banking problem, call 6. Glossary of banking terms American Banker. Bankers Glossary. ABCDEFGHIJKLMNOPQRSTUVWXYZABOSee accumulated benefit obligation. ABS1 Initials for asset backed security. See asset backed security. The name for a convention used to express the rate of prepayments for an asset backed security. ABS expresses principal prepayments as a percentage of the original number of loans or contracts in the pool of securitized loans that created the security. ABS is always expressed as a monthly rate. Absorption. A term used by real estate lenders and developers to describe the process of renting up newly built or renovated office space or apartments. The term absorption period is often used to describe the period of time necessary for absorption. Abstract of title. A written report summarizing the history of title transactions and conditions of title that affect a given piece of land covering the period from the present back to a date in the past. A comprehensive, but cumbersome, and somewhat obsolete, method of verifying the ownership and encumbrances of a parcel, or parcels, of real estate. Accelerated depreciation. A group of methods for achieving periodic reductions in the book value of fixed assets that make larger reductions in the early periods and progressively smaller reductions in later periods. The offsetting entry is the depreciation expense. Acceleration. Making demand for payment in full for a debt that has not yet matured. Usually a remedy provided in a loan document for the lender to use in the event of default by the borrower. Acceleration clause. A provision in a loan document stating that the entire amount of unpaid indebtedness owed to the lender may become immediately due and payable if the borrower defaults. Acceptance. A time draft that has been accepted for payment. See bankers acceptance. Accessions. Goods that are physically united with other goods in such a manner that the identity of the original goods is not lost. An example is a new motor in a piece of equipment. Accommodation maker. Name used to refer to a co maker who agrees to sign a note to induce the lender to make a loan, but who receives no direct benefit from the loan. Account analysis. An analysis performed to determine the profitability of each demand account to the bank. The analysis may also be used to determine the profitability of a group of demand accounts with the same owner. Account analysis is normally performed by the bank, but can be done by anyone in the depositors organization provided sufficient information is available. The analysis identifies the net earnings based on the average daily ledger balance less reserved requirements and float. The net earnings can then be compared with the various activity service charges based on the volume of transactions and the per item price of the services. Account control agreement. An agreement perfecting a creditors interest in a securities account while allowing the securities to remain registered in the name of the owner. An account control agreement is used to establish a security interest conforming to the requirements set forth in the UCC. Account debtor. An individual or business that is obligated to pay on an account, chattel paper, contract right, or general intangible. Account reconciliation services. A cash management service. One or more of a series of bank services designed to aid a deposit customer in the reconciliation of its bank account balance. A basic account reconciliation service may simply be a listing of paid checks in serial number order. More advanced account reconciliation services combine electronic data provided by the customer with the banks records to reconcile completely the account and list all outstanding items. Many variations exist. Also called account recs, ARPs, or recons. Accounts. A category of personal property defined by Article 9 of the UCC. Under the pre 2. Article 9, an account is a right to receive payment for goods sold or leased, or for services rendered, where these rights are not evidenced by an instrument or by chattel paper. Under the revised Article 9, the definition of accounts is much broader. The revised definition covers a much wider variety of payment obligations, whether or not earned by performance, including license fees payable for the use of software, credit card receivables, and healthcare insurance receivables. Accounts payable. A category of liabilities that represents funds due to creditors. Usually, accounts payable is due to trade creditors who have supplied goods or services without requiring immediate payment. Accounts payable is sometimes simply called payables. Accounts payable to trade creditors are sometimes called accounts payable trade, due to trade, or trade payables. Accounts receivable. An asset account that reflects amounts due from private persons or organizations for goods and services furnished. For corporations, accounts receivable excludes funds due from departments, but may include funds due from affiliates. For governments and nonprofit organizations using fund accounting, it does not include funds due from other funds owned by the same entity. A category of personal property defined by Article 9 of the UCC. Accounts receivable is the right to receive payment for goods sold or leased or for services rendered where those rights are not evidenced by an instrument or by chattel paper. Accounts receivable trade. Also called trade receivables. Amounts due from the credit sales of goods or services that are not evidenced by promissory notes. Accreting swap. An interest rate swap with an increasing notional amount. Accretion. The process of making incremental, periodic increases in the book or carrying value of an asset. For example, when a bond is purchased at a price below 1. Discounts are usually accreted in roughly equal amounts that completely eliminate the discount by the time that the bond has matured, or by the call date, if applicable. Accretion bond. See Z tranche. Accrual basis. See accrual convention. Accrual bond1 Bonds that pay the investor an above market coupon rate as long as a reference rate is between preset levels established at the time the security is issued. A type of structured note. Also called range bonds. A type of CMO security that does not pay holders periodic interest in cash. Instead, periodic interest for these bonds is accrued. It is added to the principal amount due to the holder at a later date. See Z tranche. Accrual convention. Method used by investors for counting the number of days in each month and in the year. Also called accrual basis or day basis. The accrual convention is expressed in different ways. An accrual basis of 3. Accrual basis of actual3. Day basis of actualactual indicates that the true number of days for each month and year are used. The accrual convention is used in the calculation of the amount of interest payable on bonds, loans, deposits, and other financial instruments on the interest payment dates. This convention is also used for the purpose of calculating accrued interest due from a buyer to a seller of a security sold between interest payment dates. Accrued interest. Interest that has been earned but not yet paid. For example, the interest earned by a bondholder between semiannual coupon payments or the interest earned by a lender since the last monthly interest payment was collected from the borrower. Accrued interest for investment securities is calculated from the issue date or the last payment date up to but not including the settlement date.